Our loans
Features & benefits
For loans between £7,000 and £15,000. Now also available
to non-Heritage Credit Union current account customers.
The rate is subject to change and the representative APR may not be
the rate you'll receive. We'll offer you a rate based on our assessment of
your personal financial circumstances. The maximum APR you could be offered is 21.9%.
The APR may vary based on amount borrowed. Please use the calculator or the loans interest
rate table
(PDF, 57KB)loans interest rate table (PDF, 57KB) This link will open in a new window for
more details.
Borrow from £1,000 to £25,000
Spread your repayments over 1 to 5 years for loans of £15,000 or less,
or over 1 to 8 years for loans over £15,000.
Top up your existing loan
If you’ve already got an Heritage Credit Union Personal Loan, find out about topping
up your existing loan.
Get a quick decision
As an Heritage Credit Union current account customer, you could get an instant
credit decision.
Non-Heritage Credit Union current account customers should be contacted with a
credit decision in 2-5 working days.
Quick access to funds
Existing Heritage Credit Union current account customers could receive the money
instantly once the application has
been approved and the loan agreement has been signed. Non-Heritage Credit Union
current account customers could receive
the money into a nominated account 3 working days after the signed loan agreement is
received.
